个人住房商业性贷款利率及万元还本息金额表2002.2.21.起执行

年份

月数

月利率(‰)

年利率(%)

月还款额

本息总额

总利息

1

12

3.975

4.77

到期一次
还本付息

10477.00000

477.00000

2

24

 3.975 4.77

437.68458

10504.42998

504.42998

3

36

 3.975 4.77

298.67741

10752.38692

752.38692

4

48

 3.975 4.77

229.25251

11004.12064

1004.12064

5

60

 3.975 4.77

187.66042

11259.62516

1259.62516

6

72

4.2

 5.04

161.23494

11608.91538

1608.91538

7

84

4.2

 5.04

141.52712

11888.27813

1888.27813

8

96

 4.2 5.04

126.78972

12171.81346

2171.81346

9

108

 4.2 5.04

115.36579

12459.50561

2459.50561

10

120

 4.2 5.04

106.26114

12751.33682

2751.33682

11

132

 4.2 5.04

98.84309

13047.28733

3047.28733

12

144

 4.2 5.04

92.68983

13347.33542

3347.33542

13

156

 4.2 5.04

87.50934

13651.45749

3651.45749

14

168

 4.2 5.04

83.09302

13959.62804

3959.62804

15

180

 4.2 5.04

79.28789

14271.81976

4271.81976

16

192

 4.2 5.04

75.97919

14588.00356

4588.00356

17

204

 4.2 5.04

73.07916

14908.14861

4908.14861

18

216

 4.2 5.04

70.51955

15232.22240

5232.22240

19

228

 4.2 5.04

68.24645

15560.19083

5560.19083

20

240

 4.2 5.04

66.21647

15892.01818

5892.01818
21 252 4.2 5.04

64.39550

16227.66726

6227.66726
22 264 4.2 5.04

62.75416

16567.09941

6567.09941
23 276 4.2 5.04

61.26911

16910.27460

6910.27460
24 288 4.2 5.04

59.92066

17257.15145

7257.15145
25 300 4.2 5.04

58.69229

17607.68735

7607.68735
26 312 4.2 5.04

57.57000

17961.83848

7961.83848
27 324 4.2 5.04

56.54185

18319.55988

8319.55988
28 336 4.2 5.04

55.59764

18680.80555

8680.80555
29 348 4.2 5.04

54.72853

19045.52848

9045.52848
30 360 4.2 5.04

53.92689

19413.68075

9413.68075